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Check out the McAfee Avert blog for look at the black market for banking information. Accounts with high balances cost more, but have guarantees:

For such prices, the seller offers some guaranties. For example, the purchase is covered by replacement, if you are unable - within the 24 hours - to log into the account using the provided details.
So now the banks know how long they have to spot a compromised account to drive the profits out of the black market.

Hat tip Johannes Ernst

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